Privacy Policy
Our commitment to protect your privacy
We
understand the importance of personal information. This document sets out our
privacy policy commitment in respect of personal information we hold about you
and what we do with that information. The objective is to ensure
compliance with the Privacy Act 1988. The Privacy Amendment
(Enhancing Privacy Protection) Act 2012 made many significant changes to
the Privacy Act. These changes commenced in March 2014. The Privacy Act now
includes a set of 13 Australian Privacy Principles (APPs). If you do not agree
or happy with the Privacy Policy, please leave the website immediately.
This
privacy policy (the “Privacy Policy”) sets out the privacy policies and
practices for MC and CX PTY LTD and its subsidiaries and affiliates
(collectively “Michael Chen”) with respect to how Michael Chen collects your
personal information. It also describes how Michael Chen maintains, uses, and
discloses personal information. This Privacy Policy applies to information
collected from you by Michael Chen via this website,
http://www.mvplendinggroup.sydney, and other websites operated or provided by Michael
Chen and various subdomains (collectively, the “Sites”) and other places
where we may collect personal information like industry or networking events.
Please
note that the Sites may contain links to other third-party websites that are
not controlled or operated by Michael Chen. This Privacy Policy does not apply
to such third-party websites, and Michael Chen is not responsible for the
content or behaviour of such third-party websites or the privacy practices of
such third parties.
We
recognise that any personal information we collect about you will only be used
for the purposes we have collected it or as allowed under the law. It is
important to us that you are confident that any personal information we hold
about you will be treated in a way which ensures protection of your personal
information.
This
statement sets out our policy for dealing with your personal information.
What kinds of personal information does the
Sites collect?
When
we refer to personal information we mean information or an opinion
about an identified individual, or an individual who is reasonably identifiable
(regardless of whether the information or opinion is true or not, or recorded
in a material form or not).
The
personal information we collect about you may also include sensitive
information. Sensitive information includes, but not limited to
information relating to name, email, phone number and address. We will
only collect and hold sensitive information about you with your consent, and
only if we consider it reasonably necessary for, or directly related to, one of
our functions or activities.
The
kinds of personal information we may collect about you include your name, date
of birth, address, account details, occupation and any other information we may
need to identify you.
Why we collect your personal information
We
collect personal information so we can:
·
assess your
loan application;
·
assess our
business dealings with you;
·
provide a
range of financial services; and
·
provide you
update on the financial products and mortgage news
To
enable us to maintain a successful relationship with you, we may disclose your
personal information to other organisations that provide products or services
used or marketed by us.
How will Michael Chen use your personal
information
Your
personal information will be used to provide you with promotional and
informative materials and offer and deliver the products and services you can
purchase or subscribe to from the Site.
If
you are dissatisfied with how we have dealt with your personal information, or
if you have a complaint about our compliance with the Privacy Act, you may contact
our complaints officer on:
Phone:
041 666 4510
Email: Michael.mvplendinggroup@gmail.com
We
will acknowledge your complaint within fourteen business days. We will provide
you with a decision on your complaint within 30 business days.
If
you are dissatisfied with the response of our complaints officer you may make a
complaint to the Privacy Commissioner which can be contacted via the Office of
the Australian Information Commissioner website (www.oaic.gov.au) or on
1300 363 992.
Further
information
You
may request further information about the way we manage your personal
information by contacting us.
Change
in our privacy policy
We
are constantly reviewing all of our policies and attempt to keep up to date
with market expectations. Technology is constantly changing, as is the law and
market place practices.
As
a consequence, we may change this privacy policy from time to time or as the
need arises.
You
may request this privacy policy in an alternative form.
This
Privacy Policy was last updated on 04 March 2020.